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And, increasingly, government regulators are thinking that loot boxes look too much like gambling—gambling aimed at kids, no less. Belgium and the Netherlands have banned in-game loot boxes as a form of gambling, and Minnesota recently introduced a bill that would ban the sale of games containing loot boxes to people under the age of eighteen. The concern isn’t merely prudish. In a finding that will surprise virtually no one, psychologists in New Zealand have discovered that loot boxes do indeed bear troubling similarities to gambling. The researchers, led by Aaron Drummond, of Massey University, looked at twenty-two console games released between 2016 and 2017, from Overwatch and FIFA 18 to Madden N.F.L. 18 and Star Wars Battlefront II. They noted how closely the loot-box system of each game aligned with five standard psychological criteria for gambling, including whether the loot box must be bought with real money, whether it has tangible value in the game or can be cashed out, and whether its contents are randomly determined. Ten of the twenty-two games, including FIFA 18, Assassin’s Creed Origins, and Halo Wars 2, ticked all five boxes. Six of those, as well as all the games that allowed players to cash out for real money, were rated appropriate for ages thirteen and older.

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